Asset Finder

Funding possible up to $500k

Past bad credit history ok!

Secured and Unsecured options available

Loan term between 3-36 months

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What Is a Bad Credit Business Loan?

Bad Credit Business Loans are designed for business owners with low credit scores or a history of defaults. These loans are typically short-term and may carry higher interest rates compared to standard financing options.
Running a business is challenging, and it’s common for business owners to have more credit issues than non-business owners due to past uncontrollable events. While a poor credit score can make obtaining a traditional bank loan difficult, it doesn’t mean you can never secure financing.


At Asset Funder, we assist business owners with less-than-perfect credit by providing solutions through our Bad Credit Business Loans.

Eligibility Criteria

To start the loan process, first determine the loan amount needed to achieve your intended purpose.

Our Loan Guide

Bad Credit Business Loans

Loan Amount

$5k - $500k

Interest rates from

15.99% p.a.

Loan term

3 – 36 months

Pre - approved time

2 - 4 hrs

Unconditional approval & settlement time

24 – 72 hours

Pay Cycle

Daily/ Weekly/Fortnightly

Security

Depends on the loan amount.

Disclaimer - The information provided in this critical information sheet is for general guidance only. Please contact us if you require further details.

What you need to know?

Can be used for

  • Buying stock/Inventory
  • Paying wages/rent
  • Expansion into branches or another unit
  • Renovating business premises
  • Other working capital needs

Documents required (low doc approval)

  • Last 6 months bank statements
  • Valid identification proof

Documents required (full doc approval)

  • Financial statements
  • ATO statement